Lumpsum Investment Calculator

Use this Lumpsum Investment Calculator to quickly calculate accurate results online. Free, fast, and easy to use.

Lumpsum Investment Calculator India

Lumpsum Investment Calculator India

This lumpsum investment calculator helps Indian investors estimate the future value of a one-time investment using compound interest.

Future Value Formula

FV = P × (1 + r)t

Inflation Adjusted Formula

Real Value = FV ÷ (1 + inflation)t

Example

If you invest ₹1,00,000 at 12% annual return for 10 years:

FV = 100000 × (1.12)10

Why Lumpsum Investing Works

  • Benefits from compounding
  • Higher potential returns over long term
  • Ideal for bonus or inheritance investment

Where to Invest in India?

  • Mutual Funds
  • Equity Markets
  • Fixed Deposits
  • PPF

Frequently Asked Questions

What is lumpsum investment?

Lumpsum investment means investing a one-time amount instead of monthly SIP.

Is lumpsum better than SIP?

It depends on market timing and risk tolerance.

What return rate should I assume?

Equity mutual funds historically average 10–12% long term.

Does inflation affect returns?

Yes. Real returns must account for inflation.

What is CAGR?

CAGR is the compound annual growth rate of your investment.

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